I have eaten at a lot of pho restaurants.  I love pho.  It's an incredible dish, so warming and soothing, nicely spiced but affordable.  I cannot say that this is the best pho restaurant I've been to, but it is VERY much near the top of my list, which is surprising because Summerland is a small place, and yet this knocks many Victoria and Vancouver pho restaurants out of the park.  I like to rate a pho restaurant based on a good standard bowl of pho - I tend to prefer some combination of rare beef steak, flank, fatty flank, meatballs, and/or brisket.  In this case, I had rare beer with meatballs and my wife had brisket.  The two most crucial ingredients of a good bowl of pho are the noodles, which should be soft and high-quality; and the broth, which should be spiced with a complicated flavour and aroma that cannot be faked.  Both of those are excellent and receive top marks.  The meat is another important bit - tender and flavourful, which it very much is.  Finally, the greens and toppings.  I find this place to be a little non-standard, they do not provide the complete standard accompanying dish I am used to in other places.  I also am a huge fan of flank or fatty flank and am always sad to not see those options.  That being said, this is an excellent pho restaurant run by very lovely people.  I have returned and will continue to frequent this place when I am in the area.  Summerland is lucky to have it.  I am even bumping my rating up a smidge because for a small town, this is really incredible.  A big city might earn it a 4, which is still good, but this is as good a restaurant as I could ever hope to expect in a small town and gets it a 4.5.